Blackridge Insurance Services Ltd was founded on a straightforward belief: that businesses operating in complex, regulated sectors deserve a broker who truly understands their world — not one who treats them as a standard SME risk.
These aren't marketing claims — they're the practical commitments that shape every client relationship.
We focus on three sectors — care, contractors and property — because deep expertise in a narrow field is worth more to a client than shallow knowledge across a broad one. We know the insurer appetites, the regulatory pressures, and the claims patterns that define your risk.
No automated decisions. No offshore processing teams. When you send us your documents, a specialist broker reads them, identifies gaps and anomalies, and responds with considered advice — not a generic quote.
The real test of a broker isn't at placement — it's when something goes wrong. We stay involved throughout every claim, challenge decisions we believe are wrong, and represent your interests until the matter is resolved. We don't disappear at renewal.
We chose these three sectors because each carries a level of complexity that the standard commercial market handles poorly. That's where specialist broking adds the most value.
CQC-regulated care homes, domiciliary care, assisted living and Ofsted-registered nurseries — each with distinct liability, staffing and regulatory risk profiles.
Principal contractors, HVAC and M&E engineers, electricians, agricultural operators, flooring contractors and specialist trades across the UK.
Residential landlords, HMO owners, blocks of flats, commercial units, mixed-use freeholds and unoccupied property across all sizes of portfolio.
A clear, straightforward process — no jargon, no hidden steps, no pressure at any stage.
Upload your current schedule, statement of fact and any relevant claims history using the form on your sector's page. If you don't have documents to hand, a brief form with key details is enough to start. We respond within 24 hours.
We read your documents properly — looking for coverage gaps, underinsured areas, wording that doesn't match your actual operations, and limits that may have become inadequate. We'll call you to discuss what we find before approaching any insurers.
We have established relationships with insurers who have genuine appetite and underwriting expertise in your sector — not general commercial markets. We present your risk properly, with supporting information that gets you the best terms available.
We present what we've found — cover, limits, exclusions and premium — side by side with your current programme. We'll tell you plainly what's better, what's different, and what our recommendation is. There's no pressure to proceed.
Once placed, we stay involved. Mid-term changes, contract queries, certificates of insurance, and claims — all handled directly. You'll always reach the same person who knows your business, not a call centre.
Blackridge Insurance Services Ltd is an Appointed Representative (FRN 1058451) of Acrisure Eleven Network Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 314593). This means we operate under our principal's FCA permissions and are subject to the same conduct standards — including the requirement to act in your best interests, maintain professional indemnity insurance cover, and meet ongoing competency requirements.
You can verify both registrations at any time on the Financial Services Register at register.fca.org.uk.
Blackridge Insurance Services Ltd — Appointed Representative (FRN 1058451)
Principal: Acrisure Eleven Network Limited (FRN 314593)
Verify at register.fca.org.uk
As an Appointed Representative of an FCA-regulated network, we are legally required to act in your best interests — not the insurer's, and not our own.
We hold professional indemnity insurance. If we give you advice that turns out to be wrong, you have recourse.
If you're unhappy with our service, we have a formal complaints process and you have access to the Financial Ombudsman Service.
Upload your current schedule and statement of fact — or simply get in touch. We'll review your position and respond within 24 hours. No obligation at any stage.